Payment & Insurance

First Meeting

Our first meeting lasts about 90 minutes and is an open dialogue in which we explore the nature and background of your difficulties. At the end of this meeting, We will usually be able to tell you if we believe that we can be helpful to you considering your unique circumstances. If you feel comfortable with the idea of therapy and that we have a connection and are a good fit, we will schedule subsequent therapy sessions.

Fees For Different Sessions

Dr. Provan’s Fees:
$300 | 90-minute intake
$300 | 90-minute couples extended (instead of intensive)
$200 | 50-minute individual or couples

Dr. Heavner’s Fees:
$270 | 90-minute intake
$270 | 90-minute couples extended
$180 | 50-minute individual or couples

Fees are due at the time of service or at the end of the month if paying by check. Feel free to call us if you have any questions about fees. We reserve a portion of Our practice to provide services on a sliding scale. We provide an invoice for each session that you can use to submit a claim for services.

Insurance

We are an “out-of-network” provider, which means if your insurance company offers out-of-network benefits, you should receive some reimbursement for the cost of our services. Most insurance companies that provide out-of-network benefits cover approximately 50%-80% of the cost depending on the terms of your policy.

If you have questions about what mental health benefits your policy covers, call your insurance company and ask the following questions:

Do I have out-of-network mental health benefits?
Do I have an out-of-network deductible and has it been met?
Is there a session limit per year?
Do I need a referral from my primary care physician?
What amount will I be reimbursed for the therapy session with a licensed psychologist (CPT Code 90834)?

Our office is conveniently and centrally located in Baltimore County, Maryland close to downtown Towson.